Get up to $1,000 in your account within minutes
An instant, affordable overdraft giving you access to emergency funds when you need it most.
5-10 minute approval
Instant Transfers
No credit check
Get up to $1,000 in your account within minutes
An instant, affordable overdraft giving you access to emergency funds when you need it most.
5-10 minute approval
Instant Transfers
No credit check
Get up to $1,000 in your account within minutes
An instant, affordable overdraft giving you access to emergency funds when you need it most.
5-10 minute approval
Instant Transfers
No credit check
Get up to $1,000 in your account within minutes
An instant, affordable overdraft giving you access to emergency funds when you need it most.
5-10 minute approval
Instant Transfers
No credit check
Peace of mind in minutes
Just 3 simple steps for extra funds in under 10 minutes.
Just 3 simple steps for extra funds in under 10 minutes.
Just 3 simple steps for extra funds in under 10 minutes.
1
Download app
Download app
Download app
Setting up your FastForward account is quick and easy in the user-friendly app.
Available for download around the clock, setting up your FastForward account is quick and easy in the user-friendly app.
2
Verify income
Verify income
Verify income
Link your bank account to determine your approved credit limit.
Available for download around the clock, setting up your FastForward account is quick and easy in the user-friendly app.
3
Access funds
Access funds
Access funds
Secure withdrawal options to get your money as quick as you need, hassle-free.
Available for download around the clock, setting up your FastForward account is quick and easy in the user-friendly app.
Total time: 5-10 minutes from start to finish
Smart financial support when you need it
Designed around your life, providing peace of mind when unexpected expenses arise.
Instant decisions
Skip the waiting and uncertainty. Get an answer in minutes, not days.
No credit checks
Your bank account is all we need. No impact on your credit score.
Flexible borrowing
Take what you need, up to $1,000. Borrow and repay on your terms.
Quick transfers
Get your funds in just 3-5 minutes after approval.
Simple repayment
Payments aligned with your schedule for stress-free management.
No interest
There is no interest on anything you borrow, rest assured. Pay only $2.50 on every $100 you withdraw.
FastForward vs. Payday Loans
Skip the headache with a line of credit that actually moves you forward.
FastForward by MoneyUp
FastForward by MoneyUp
PayDay Loans
PayDay Loans
$5 min. required amount
$100+ min.required amount
$2.50
Fees per $100
$15 - $30
Fees per $100
No credit check
No credit check
No branch visit
No branch visit
Bonus cash incentives
Bonus cash incentives
Real stories from MoneyUp users
4,000+
App downloads
4.4/5
Average rating
88%
Member satisfaction
"Best loan app ever. I get the money I need when I need it. The workers at the company are amazing and very understanding."
Heaven S.
"The team was awesome helped me in time of need thanks crystal."
Patrick M.
"I was approved in just minutes. The app has amazing features, including daily draws for gift cards. I would highly recommend giving them a try"
Michelle E.
Questions? We have answers
Who can use FastForward?
Currently, FastForward is open to Canadian residents (excluding Quebec and Saskatchewan) receiving eligible government benefit (Child Tax and CPP) and employment income. We do plan to expand our features and products to help even more Canadians in the future. Stay tuned for updates!
Does applying for FastForward affect my credit score?
No! FastForward doesn't check your credit score to determine if you qualify for a loan. We know you’ve worked hard to maintain your credit, so rest assured that using FastForward won't impact your credit score one bit. Your payments may be reported to the credit bureau which may impact your credit score.
How much does it cost?
We've designed FastForward to be accessible and affordable. Downloading the app and setting up your account is free! Plus, we don't charge interest on your outstanding FastForward balance–just a small fee of up to 2.5% of the amount you withdraw. When requesting money, a small fee may apply to withdraw your balance if you opt out of the free option.
How does borrowing and repaying work?
Once approved for a FastForward instant line of credit, you can borrow up to your daily credit limit, repay and re-borrow as many times as you need. If you choose to make a withdraw on your line of credit, the minimum starts from as little as $5. The maximum amount you can withdraw depends on the daily credit limit available to you. Our Canadian financial partner, Flinks, scans your transaction history for regular deposits of eligible income. Our system will then review your information to calculate your approved Credit Limit. Only one source of government or employment income can be used to qualify. Your repayments are set on a fixed date during the month. On your repayment date, the full balance you've withdrawn, including any fees, will be automatically deducted from your linked bank account. Once we’ve received confirmation of successful repayment, you’ll be able to re-borrow again up to your daily credit limit. It's that simple and convenient!
Questions? We have answers
Who can use FastForward?
Currently, FastForward is open to Canadian residents (excluding Quebec and Saskatchewan) receiving eligible government benefit (Child Tax and CPP) and employment income. We do plan to expand our features and products to help even more Canadians in the future. Stay tuned for updates!
Does applying for FastForward affect my credit score?
No! FastForward doesn't check your credit score to determine if you qualify for a loan. We know you’ve worked hard to maintain your credit, so rest assured that using FastForward won't impact your credit score one bit. Your payments may be reported to the credit bureau which may impact your credit score.
How much does it cost?
We've designed FastForward to be accessible and affordable. Downloading the app and setting up your account is free! Plus, we don't charge interest on your outstanding FastForward balance–just a small fee of up to 2.5% of the amount you withdraw. When requesting money, a small fee may apply to withdraw your balance if you opt out of the free option.
How does borrowing and repaying work?
Once approved for a FastForward instant line of credit, you can borrow up to your daily credit limit, repay and re-borrow as many times as you need. If you choose to make a withdraw on your line of credit, the minimum starts from as little as $5. The maximum amount you can withdraw depends on the daily credit limit available to you. Our Canadian financial partner, Flinks, scans your transaction history for regular deposits of eligible income. Our system will then review your information to calculate your approved Credit Limit. Only one source of government or employment income can be used to qualify. Your repayments are set on a fixed date during the month. On your repayment date, the full balance you've withdrawn, including any fees, will be automatically deducted from your linked bank account. Once we’ve received confirmation of successful repayment, you’ll be able to re-borrow again up to your daily credit limit. It's that simple and convenient!
Questions? We have answers
Who can use FastForward?
Currently, FastForward is open to Canadian residents (excluding Quebec and Saskatchewan) receiving eligible government benefit (Child Tax and CPP) and employment income. We do plan to expand our features and products to help even more Canadians in the future. Stay tuned for updates!
Does applying for FastForward affect my credit score?
No! FastForward doesn't check your credit score to determine if you qualify for a loan. We know you’ve worked hard to maintain your credit, so rest assured that using FastForward won't impact your credit score one bit. Your payments may be reported to the credit bureau which may impact your credit score.
How much does it cost?
We've designed FastForward to be accessible and affordable. Downloading the app and setting up your account is free! Plus, we don't charge interest on your outstanding FastForward balance–just a small fee of up to 2.5% of the amount you withdraw. When requesting money, a small fee may apply to withdraw your balance if you opt out of the free option.
How does borrowing and repaying work?
Once approved for a FastForward instant line of credit, you can borrow up to your daily credit limit, repay and re-borrow as many times as you need. If you choose to make a withdraw on your line of credit, the minimum starts from as little as $5. The maximum amount you can withdraw depends on the daily credit limit available to you. Our Canadian financial partner, Flinks, scans your transaction history for regular deposits of eligible income. Our system will then review your information to calculate your approved Credit Limit. Only one source of government or employment income can be used to qualify. Your repayments are set on a fixed date during the month. On your repayment date, the full balance you've withdrawn, including any fees, will be automatically deducted from your linked bank account. Once we’ve received confirmation of successful repayment, you’ll be able to re-borrow again up to your daily credit limit. It's that simple and convenient!
Questions? We have answers
Who can use FastForward?
Currently, FastForward is open to Canadian residents (excluding Quebec and Saskatchewan) receiving eligible government benefit (Child Tax and CPP) and employment income. We do plan to expand our features and products to help even more Canadians in the future. Stay tuned for updates!
Does applying for FastForward affect my credit score?
No! FastForward doesn't check your credit score to determine if you qualify for a loan. We know you’ve worked hard to maintain your credit, so rest assured that using FastForward won't impact your credit score one bit. Your payments may be reported to the credit bureau which may impact your credit score.
How much does it cost?
We've designed FastForward to be accessible and affordable. Downloading the app and setting up your account is free! Plus, we don't charge interest on your outstanding FastForward balance–just a small fee of up to 2.5% of the amount you withdraw. When requesting money, a small fee may apply to withdraw your balance if you opt out of the free option.
How does borrowing and repaying work?
Once approved for a FastForward instant line of credit, you can borrow up to your daily credit limit, repay and re-borrow as many times as you need. If you choose to make a withdraw on your line of credit, the minimum starts from as little as $5. The maximum amount you can withdraw depends on the daily credit limit available to you. Our Canadian financial partner, Flinks, scans your transaction history for regular deposits of eligible income. Our system will then review your information to calculate your approved Credit Limit. Only one source of government or employment income can be used to qualify. Your repayments are set on a fixed date during the month. On your repayment date, the full balance you've withdrawn, including any fees, will be automatically deducted from your linked bank account. Once we’ve received confirmation of successful repayment, you’ll be able to re-borrow again up to your daily credit limit. It's that simple and convenient!
Access funds in minutes
Join thousands of Canadians who trust MoneyUp for quick, secure financial support.
5-10 minute approval
Instant Transfers
No credit check
